What to Do if You Cannot Afford Your Prescriptions
In a world of ever-increasing medical costs, you might be one of many people who are finding it almost impossible to afford your prescriptions, whether or not they are classified as specialty medications. If this is happening on a regular basis, you might be wondering if there is anything you can do. Consider the following suggestions on what to do if you cannot afford your prescriptions.
Talk With Your Doctor About Alternatives
When it comes to prescriptions, there is almost always an alternative to the original medication. Though your doctor might have initially prescribed something that they thought would be best, they may not have anticipated the trouble with affording that prescription, especially if you are in an area with a high cost of living. If you have the ability, consider calling your doctor and asking if they have alternatives for the prescription that they gave you and explain your situation. If your doctor initially prescribed a specialty drug, they might be able to find a generic alternative that works just as well for what you need.
Ask Your Insurance to Make an Exception
Another reason that some medications are prohibitively expensive is that not every insurance policy will cover every medication. This means that, if your insurance provider will not cover your medication, you may end up having to pay a partial amount of the cost, if not the full cost. While they not do so very often, there are times where an insurance provider might reconsider covering the cost of a prescription when they feel it is necessary. If your prescription is essential for you to function in day to day life, you might qualify for such a reconsideration.
However, there are a lot of steps involved in getting a chance at your insurance provider changing their mind. Make sure you know your EOD, or Evidence Of Coverage, word for word. Your EOD details everything your insurance covers, and if you cannot find your prescription in there, you can still search for it elsewhere. Most insurance providers have a document or web page that details what prescriptions they cover and how much it should cost for the medication, depending on what class they are in. If you are certain that your medication is not covered by your insurance provider in any instance, you can call them and explain your situation. You will most likely have to fill out some forms and get your doctors to vouch for you, but if you can do that successfully, you will save a lot of money and future exceptions might be made with less hassle.
Not all things that are labeled as natural remedies are actually natural, or even classify as remedies. It is unfortunate, but there are plenty of people who just want to make a buck on a product that either has no effect or has the capacity to cause great harm. Make sure that the remedy you are thinking of trying has been tried and positively reviewed by a lot of other people, and if you are still unsure, you can always reach out to your doctor.
Look Into Natural Remedies
With the resurgence of homeopathic medicine, there seem to be more remedies being discovered for various ailments all the time. For instance, if you want to search natural uti remedies, you will find yourself with a wealth of information at your disposal. If you have an illness that has a homeopathic treatment, you might find yourself wondering whether you should experiment with trying it instead of taking a prescription that you cannot pay for anyway. However, before trying anything, you will need to do a lot of thorough research.
Not all things that are labeled as natural remedies are actually natural, or even classify as remedies. It is unfortunate, but there are plenty of people who just want to make a buck on a product that either has no effect or has the capacity to cause great harm. Make sure that the remedy you are thinking of trying has been tried and positively reviewed by a lot of other people, and if you are still unsure, you can always reach out to your doctor.
It is very frustrating when you find yourself unable to afford your prescriptions. Keep these suggestions in mind if you feel like you need to search for alternate solutions, and remember that you should never make compromises when it comes to your health.